III. Clear Insight’s Disclosure of Information, Including Your Personal Information:

Clear Insight’s Overall Commitment Privacy. Clear Insight does not and will not sell or rent Your Personal information. We will not share or otherwise disclose Your Personal Information except as necessary to provide the Service or as otherwise described in this Privacy Policy without first providing You notice and the opportunity to consent.

Your Consent to Clear Insight’s Disclosures and Use of Information. By accessing and using the Service, You consent to Clear Insight’s Privacy Practices described here regarding the disclosure and use of the information collected.

Information Disclosed To The Public Provided By You. Any information that You voluntarily submit to a publicly accessible area of the Service, such as comments on a course, engage in an online course discussion, or a testimonial, will be publicly available to anyone who has access to that content on the Service, including other Users.

Information Disclosed By Clear Insight to Its Third Party Service Providers. Clear Insight works with third party service providers to provide services that include, without limitation, website development, application development, web-hosting, online coaching courses, cloud storage, maintenance, payment processing, customer support, emails, newsletters, marketing and promotions, analytics, security, and other services and support to Clear Insight. These third party service providers are integrated into the Service and, therefore, may collect, process or otherwise have access to Your information, including Your Personal Information, as part of providing services to Clear Insight.

Subject to their own data collection practices (as set forth below), Clear Insight authorizes these third party service providers to use Your Personal Information only as necessary to provide services to Clear Insight. You accept the information and data collection practices described in the privacy policy of each third party service provider applicable to You every time You use or access the Service. If You do not accept the information and data collection practices of Clear Insight’s third party service providers, then You must not use the Service.

For Your convenience, and to comply with the data privacy laws of the European Union, Clear Insight’s third party service providers and their respective privacy polices are listed below. It is Your duty to review the privacy policy and the relevant, supplemental information provided by each third party service provider. Please note that not all of Clear Insight’s third party service providers are applicable to every User. Whether a particular third party service provider applies to You depends on the features of the Service that You elect to use on the Service, the means by which You choose to communicate with Clear Insight, and the information that You provide to Clear Insight. This list of Clear Insight’s third party service providers may change from time to time and You accept these changes by Your access and use of the Service.

Please check this Privacy Policy periodically for updates.

Siteground. Webhosting. Clear Insight’s website is hosted by Siteground. (“Siteground”), which is a WordPress U.S. based, cloud-based hosting service platform. Please review Siteground’s Privacy Policy.

Simple Practice. Clear Insight´s HIPAA-compliant paractice management and telehealth program/software. Please review: https://www.simplepractice.com/privacy/

Let´s Encrypt. Clear Insight’s SSL/TLS encryption security services are provided by Let´s Encrypt Inc., a U.S. based, global, network. Please review Let’s Encrypt Privacy Policy.

Learn Worlds. Clear Insight’s online courses are hosted on LearnWorlds (CY) Ltd, (“LearnWorlds”), a limited company registered in Cyprus under company number HE380294. Please review Learn Worlds Privacy Policy.

WP-Forms. Clear Insight Contact forms on our website are provided by WP-Forms. Please review: https://wpforms.com/privacy-policy/

PaperForm. Clear Insight’s website integrates customize forms and automated workflows provided by Paperform, Inc., a U.S. Based, cloud-based form customization and automation platform. Please review Paperform’s Privacy Policy, Section 2.4 re: the use

Google Analytics. Clear Insight obtains data analytics about Users to the Service from Google Analytics, a global, cloud-based web analytics service offered by Google, Inc. that tracks and reports website traffic, currently as a platform inside the Google Marketing Platform brand. Please review Google’s Privacy Policy and Google Analytics’ supplemental information on “How Google Uses Data When You Use Our Partners’ Sites or Apps.”

Bing Webmastertools: Microsoft offers a wide range of products, including server products used to help operate enterprises worldwide, devices you use in your home, software that students use at school, and services developers use to create and host what’s next. References to Microsoft products in this statement include Microsoft services, websites, apps, software, servers, and devices. Please read Microsoft´s privacy statement.

Stripe. Clear Insight uses Stripe, Inc., a U.S. based, cloud-based payment processor for purchases made on the Service. Please review Stripe’s Privacy Policy.

PayPal. Clear Insight uses PayPal, Inc., a U.S. based, cloud-based payment processor for purchases made on the Service. Please review PayPal’s Privacy Policy.

Information Disclosed to Clear Insight Third Party Coaches or Counselors. Clear Insight collaborates with third party coaches and counselors to facilitate online and in-person, Clear Insight coaching, training and counseling on the Service. You may receive Transactional Emails (discussed above) from a third party coach when You participate in an online coaching course via the Service. Clear Insight’s Transactional Emails are subject to this Privacy Policy. Clear Insight does not share Your Personal Information, including Your email address, with any third party coach for a non-Transactional Email or non-Clear Insight purpose.

By law or in the good-faith belief that such action is necessary to comply with law or regulations.

In response to a court order, judicial or other government subpoena or warrant.

To otherwise cooperate with law enforcement or other governmental agencies.

Information Disclosed To Protect Clear Insight. Clear Insight reserves the right to disclose User information, including Personal Information, that we believe, in good faith, is appropriate or necessary to:

Take precautions against liability.
Protect Clear Insight or others from fraudulent, abusive, or unlawful uses or activity.
Investigate and defend against any third party claims or allegations.
Protect the security or integrity of the Service and any facilities or equipment used to make the Service available.
Protect Clear Insight property or other legal rights (including, but not limited to, enforcement of Clear Insight agreements), or the rights, property, or safety of others.

Information Disclosed Based On Transfer, Insolvency, Or Bankruptcy of Clear Insight. Information from or about Clear Insight Users, including Personal Information, may be disclosed and otherwise transferred to an acquirer, successor, or assignee as part of any merger, acquisition, debt financing, sale of assets, or similar transaction, or in the event of an insolvency, bankruptcy, or receivership in which information is transferred to one or more third parties as one of our business assets. If Clear Insight acquires another organization, we may share information from or about Clear Insight Users, including Personal Information, with that acquired organization in connection with providing the Service.

Anonymous Information Disclosed. Clear Insight may make certain aggregated, automatically-collected, or otherwise non-personal information available to third parties for various purposes, including without limitation:

Compliance with various reporting obligations.

Business or marketing purposes.

Assist such parties in understanding our Users’ interests, habits, and usage patterns for certain programs, content, services, advertisements, promotions, and/or functionality available through the Service.

IV. Your Choices:

Decline Use The Service. You may, of course, decline to share information with Clear Insight by not using the Service or declining a certain part of the Service (e.g. not subscribing to the Clear Insight newsletter).

Decline Sharing Your Personal Information With Clear Insight. You may decline to share Your Personal Information by not providing certain information requested by Clear Insight and/or adjusting Your cookie preferences, in which case Clear Insight may not be able to provide to You some of the features and functionality of the Service.

Decline Sharing Your Personal Information With Third Party Content Providers. You may decline to share Your Personal Information with third party content providers (see below) by not clicking on the third party link available on the Service.

Unsubscribe From the Clear Insight Newsletter. If You subscribed to Clear Insight’s email newsletter, You may unsubscribe at any time by clicking the “unsubscribe” link located at the bottom of the Clear Insight email newsletter. Your email will instantly be removed.

Stop Or Adjust Your Receipt Of Clear Insight Marketing Emails. If You receive Marketing Emails from Clear Insight, You may:

Unsubscribe at any time by following the instructions located at the bottom of the Clear Insight email. Your email address will instantly be removed.

Opt-out from receiving Marketing Emails from Clear Insight by sending Your request to Clear Insight by email to support@clearinsight.org. Please include “Unsubscribe Email” in the subject line. Changes may take up to seven (7) business days to process Your request, and You may continue receiving Marketing Emails from Clear Insight during this period.

Additionally, even after You opt out from receiving Marketing Emails from Clear Insight, You may continue to receive administrative or Transactional Emails from Clear Insight regarding the Service as stated above.

Update Your Account Information. You may update or revise Your account information on the Service by accessing “Account” settings on the Websites.

Please note that changes requested by You will be reflected within a reasonable period of time, however, Clear Insight, or Clear Insight’s third party service providers, may retain Your Personal information for backups, archiving, prevention of fraud and abuse, satisfaction of legal obligations, or where Clear Insight otherwise reasonably believes that it has a legitimate reason to do so.

Request Deletion of Your Account or Information. You may request that Clear Insight delete Your account or Personal Information as set forth below in Section VIII.

Do Not Track. Because no standard for implementing “Do Not Track” (“DNT”) has been established in the United States, Canada or otherwise, the Service does not specifically respond to DNT signals. You can enable or disable DNT through the preferences or settings of Your web browser.

V. Third Party Content:

The Service features links to content and services, e.g., websites, social media accounts, subscribing to a third party coach’s or counselors newsletter, etc., provided by third party content providers. Please note: the Service includes links to Clear Insight’s social media accounts and the Clear Insight Podcast that are accessed on separate, third party platforms (e.g., Apple, Spotify, Facebook, Instagram, etc.). As such, these links constitute third party content by third party content providers.

These third party content providers may use third party cookies (described above) and tracking devices to automatically collect information about You, that may include Your Personal Information, when You click on a link or social media icon on the Service.

Content and services accessed via a link to a third party content provider is subject to the third party content provider’s terms of service and privacy policies, even if accessed through the Service.

Third party content providers, not Clear Insight, are responsible for their respective content, services, and privacy or security policies, even if accessed through a link or content displayed by the Service. We encourage You to learn about the third party content provider’s privacy and security policies before providing Your Personal Information.

VI. Children’s Privacy:

Clear Insight is committed to protecting the privacy of children. Florida´s (USA) age of majority is eighteen (18) and the Service is not directed to children under the age of twentyone. Clear Insight does not knowingly collect Personal Information from children under the age of eighteen (18) without obtaining parental consent.

If You are under eighteen (18) years of age, then please do not use or access the Service at any time or in any manner without a parent or guardian’s permission.

If we learn that Personal Information has been collected on the Service from persons under eighteen (18) years of age and without verifiable parental consent, then we will take the appropriate steps to delete this information.

If you are a parent or guardian and discover that your child under eighteen (18) years of age has obtained an account on the Service, or otherwise provided Personal Information through the Service, please alert us at support@clearinsight.org and request that Clear Insight delete the child’s Personal Information from our systems. You understand that the complete removal of all such information, anywhere it may be stored, may take considerable time, and may not be possible under certain circumstances. Thus, the deletion of such Personal Information, in response to such a request, is subject to the limits discussed in this Privacy Policy.

VII. Data Retention & Security:

Term of Retention. We will retain Your Personal Information for as long as Your account on the Service is active, or as long as needed to provide You the Service. We may also retain and use Your Personal Information in order to comply with our legal obligations, resolve disputes, prevent abuse, enforce our Agreements, and for other purposes set forth in this Privacy Policy.

Data Protection Practices. To protect Your Personal Information, Clear Insight, and Clear Insight’s third party service providers, take reasonable precautions and follow appropriate industry practices to protect against loss, misuse, unauthorized access, or alteration:

Your data is stored by Clear Insight’s third party service providers’ cloud based platforms. To prevent unauthorized access and transmissions, promote data security, and encourage appropriate use of information, Clear Insight’s third party service providers utilize a variety of tools (e.g., encryption technologies, passwords, physical and electronic security, procedural safeguards) to assist in the protection of Your information, including Your Personal Information.

Clear Insight does not store credit card information. Any Personal Information provided during the payment process is encrypted by Stripe and PayPal using secure socket layer (“SSL”) encryption technology to safeguard the account registration process, sign-up, and payment processing information. Other security safeguards used by Stripe and PayPal include, but are not limited to, data encryption, firewalls, and physical access controls to building and files.

No Warranty Or Guaranty of Security, Release and Indemnification of Clear Insight. Perfect security, however, does not exist on the Internet or through data transmissions. Unauthorized third parties may unlawfully intercept or access transmissions or private communications. You should not expect Your Personal Information that You provide through the Service can or will remain absolutely private and Clear Insight does not warrant or guarantee that Your information will not be accessed, disclosed, altered, improperly used, or destroyed by a breach of the safeguards employed by Clear Insight, or Clear Insight’s third party service providers. You use the Service at Your own risk. You agree to release, indemnify and hold harmless Clear Insight against any claims based on allegedly inadequate security practices by such third party service providers.

Your Responsibility To Your Account Information. It is Your responsibility to keep Your access information to Your account on the Service, including Your password, safe and secure by selecting and protecting Your password appropriately and limiting access to Your device and browser by signing off after You have finished accessing Your account.

VIII. Clear Insight’s Practices re: Storage, Transfer & Processing of Information:

General Practice. Clear Insight is a United States of America corporation that operates out of Tampa, Florida. To operate our business and the Service, Clear insight, through its Clear Insight’s third party service providers, may store, access, and send information, including Your Personal Information, to locations in USA or in other countries. When information, including Your Personal Information, is transferred to countries other than Your home country, You may not have the same rights and protections as You do under local law. Clear Insight will endeavor to use only third party service providers that store and transfer information in accordance with international law and that do not use, sell or rent information that is collected or accessed through services provided to Clear Insight.

Data Transfer Agreements. If You are in the European Economic Area (“EEA”), the United Kingdom (“UK”) or Switzerland, information, including Your Personal Information, is transferred by Clear Insight’s third party service providers, from the EEA.

The United States or other country will be based on the Standard Contractual Clauses (previously known as the model contract clauses) authorized by the European Commission. The European Commission has approved the use of Standard Contractual Clauses as a means of ensuring adequate protection when transferring data outside of the EEA. By incorporating Standard Contractual Clauses into a contract established between the parties transferring data, personal data is considered protected when transferred outside the EEA or the UK to countries that are not covered by a decision of adequacy by the European Union commission.

Invalidation of EU-U.S. & Swiss-U.S. Privacy Shield Framework. Previously, Clear Insight, through its third party service providers, relied on the European Union-U.S. and Swiss-U.S. Privacy Shield Framework (“Privacy Shield”), as certified providers, to transfer data outside of the EEA, however:

In July 2020, the Court of Justice of the European Union (“CJEU”) in July 2020 invalidated the European Union-U.S. Privacy Shield paradigm in the “Schrems II” case (Case C-311/18, Data Protection Commissioner v Facebook Ireland and Maximillian Schrems).

In September 2020, the Federal Data Protection and Information Commissioner (“FDPIC”) of Switzerland issued an opinion that invalidated the Swiss-U.S. Privacy Shield Paradigm.

The invalidation by the CJEU or the FDPIC of the Privacy Shield does not change the strong data privacy protections that Clear Insight, through Clear Insight’s third party service providers, has in place for the transfer of information outside of the EEA. Clear Insight, through Clear Insight’s third party service providers, continues to adhere to the privacy principles in effect when previously certified under the Privacy Shield.

Your Consent to Clear Insight’s Information Practices. By providing any information, including Personal Information, to Clear Insight in connection with the Service, You affirmatively consent to Clear Insight’s Privacy Practices, including the privacy policies of Clear Insight’s third party service providers, re: the transfer, storage, access, and processing of information in the United States of America, or worldwide. If You do not consent, then You must not use the Service.

Clear Insight’s Privacy Officer. For the purposes of the General Data Protection Regulation of the European Union, Clear Insight’s Privacy Officer is also Clear Insight’s Data Protection Officer (DPO). You may request the deletion of Your account and/or Your Personal Information stored and maintained by Clear Insight’s third party service providers, or make any other formal complaint regarding Clear Insight’s Privacy Practices, by using the methods below:

Email Clear Insight’s Privacy Officer at support@clearinsight.org.
Please include “Delete My Account” or Delete My Personal Information” in the subject line of your email.

Written mail or delivery to Clear Insight’s Privacy Officer at:
Attention: Privacy Officer
Clear Insight
14502 North Dale Mabry Hwy
Suite #200
Tampa, Florida, 33618
United States of America

We will acknowledge receipt of Your request via email within seven (7) business days. Please note that changes requested by You will be reflected within a reasonable period of time, however, Clear Insight, or Clear Insight’s third party service providers, may retain Your Personal information for backups, archiving, prevention of fraud and abuse, satisfaction of legal obligations, or where Clear Insight otherwise reasonably believes that it has a legitimate reason to do so.

If You are in the EEA, You may lodge a complaint with Your local Data Protection Authority (DPA).